ATM cards use processors to connect to there various ATM networks. If you take your
ATM card out of your wallet now, you will see network logos (also known as bugs) on
the back:
Here are 4 examples of network bugs. 
You might notice that the Cirrus bug looks similar to the Master Card logo. That is
because it’s the ATM processing network of Master Card. The Plus network is the ATM
side of Visa. Plus and Cirrus are the National ATM networks. All other logos and bugs
are regional networks.
Financial Institutions commonly referred to as Banks issue both credit cards and debit
cards. Debit cards can be ATM cards and/or Check Cards. When someone swipes or inserts
a debit or credit card into an ATM, it asks for a PIN (personal identification number).
When you process ATM transactions with ATMdepot.com your ATM machine will dial a toll
free number to begin the authorization process. Your ATM will be re-programmed with
a TID (terminal ID number) that will identify it on our processor so the networks
will allow the transaction to complete. This TID along with other identifying information
lets the cardholder's bank know that the transaction is taking place on your ATM.
Your ATM will connect to the networks through our processing center and then to the
cardholder’s bank. If there are sufficient funds in the ATM cardholders account for
the withdrawal request, the transaction will be completed. The ATM receives the authorization
and dispenses the cash requested. Your ATM can also be used if someone just wants
to check their account balance or transfer funds before or after withdrawing cash.
There would be no convenience fee charged by your ATM for non-cash withdrawal transactions.
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